Budgeting

Are any of you Dave Ramsey fans? I've heard a lot about him for the last several months. A good friend of mine just finished taking his class, Financial Peace, and is letting me borrow her materials. Brian and I have been listening to one CD every evening after the kids go to bed. We've learned a lot.
Anyway, as I mentioned in my last post, we're starting a new budget. I've always had some sort of budget, but nothing at all that comes close to my new one. We've also started using the "envelope system" as part of this budget. That's where you take cash and put it in an envelope and only use what's in there for that certain category of the budget. This keep the lovely debit card from tempting us from spending more. Not only that, but we actually know how much is allowed to spend on certain items. I really think this will be a good thing.
We have a goal to be DEBT FREE in the next 3 years except for our house. Barring no major catastrophe's I think this is very possible...maybe even sooner than 3 years. As we get closer to the goal I'll keep updating on here. The only thing that will be hard is actually sticking to the plan! If we can keep our eyes on the goal, I think we can do it!
If you'd like to read more on Dave Ramsey just go to www.daveramsey.com